Ahmed Al-Kawoosh

• Led the technical team to develop high-level revenue models for income and cost analysis to budget for campaigns and dashboards tracking customer lifetime value, active accounts, and regional segmentations to inform strategic decision-making. • Developed and expanded revenue streams based on core competencies and market nature. Planned and executed sea shipping initiative working with technical cross functional teams and logistics partners, reducing customer shipping costs by over 80%. • Built and maintained relationships with strategic partners to execute collaborative projects and marketing campaigns. Led collaborative marketing campaigns with FIB and Qi, increasing average daily downloads by 40% and transaction value by 30%. • Organized community engagement events & initiatives in Iraq & KRI to significantly boost brand image.

• Developed and executed a market study plan covering KRI for Zom dairy products, covering market size and product categories. • Developed financial models to forecast potential revenue scenarios for several projects. • Proposed solutions to the company’s leaders and updated them with progress. • Created documents to outline the proposed changes and steps involved. • Gathered data from various internal and external sources to accurately identify and provide detailed analysis to support a wide range of opportunities through detailed insight and data analytics.

• Successfully managed the relationship with 15+ corporate and commercial clients with credit lines up to $3M from the bank and brought 7 new corporate clients to the bank, 3 of which built financing agreements for new credit lines. • Ensured appropriate credit line review process: timely review/renewal of credit lines, including the proper documentation and conducted financial analysis to issue existing and/or new transactions like transfers, Letters of credit, Letters of Guarantee, or financing a specific project. • Analyzed each company permanently to maintain up to standard performance, with cyclical site visits and meetings with managers. And then, redesigned each company’s credit criteria based on their performance to reduce risks or expenses. • Trained corporations’ accountants to construct acceptable financial results verified by official documents, projections, and account movements.

• Daily, weekly, and monthly preparation of briefings in Arabic and English for international investors on the Iraqi Stock Exchange (ISX) as a member of the company’s global research team. • Organized and lead meetings to foster relationships between Iraqi banks and investors and gathered qualitative and quantitative information in a challenging business environment. • The information was essential to publish financial and business analyses in English about listed companies which the international investors relied on to make their investment decisions.

Developed analytical research and projections on Iraqi companies within the Stock exchange. Researched the Iraqi stock market and Iraqi norms and regulations using company profile, quarterly and annual reports. Critically analyzed financial statements and reports using ratios and other tools.