
Sumit Rawat
Associate (Financial Markets Advisory) at BLACKROCK SERVICES, INDIA
Financial Engineering at WorldQuant University, LA, US (Online degree program)
India
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Associate (Financial Markets Advisory) at BLACKROCK SERVICES, INDIA
Seasoned Banking and Financial Services professional with over 6 years of experience, possessing a blend of technical prowess and financial acumen. Distinguished for working across diverse teams, achieving shared goals and fostering innovation.
Experience
BLACKROCK SERVICES, INDIA
Associate (Financial Markets Advisory)
November 2021 - Present
Working with regulators and financial institutions on structured securities advisory/consultancy for the US region
Providing valuation, risk assessment, collateral analysis and cashflow projections of RMBS products and whole loan portfolios
Managing multiple projects while ensuring adherence to deadlines, optimal resource allocation and quality control
Liaising with financial modellers for model enhancement and testing of proprietary credit models
Developing internal automation tools and overhauling existing tools using Python, R and VBA
BlackRock
Associate
November 2021 - Present
Part of the FINANCIAL MARKETS ADVISORY (FMA) team of BlackRock with the following responsibilities:
-Advisory for market regulators / financial institutions on Valuations, Risk assessment and Pricing of fixed income securities and structured products.
-Support clients on their most critical and complex financial issue (unwinding portfolio of assets, crafting and executing bond purchase programs) by leveraging the firm's sophisticated capital markets, data analytics and technology capabilities.
MOODY’S INVESTORS SERVICE, INDIA
Associate Analyst (Structured Finance Group)
August 2019 - October 2021
Conducted due diligence on deal documents, collateral for drafting pre-sale and new issuance reports for RMBS/ABS transactions
Published Covered Bond's quarterly performance overview reports, emphasizing the collateral pool’s performance
Designed and implemented VBA-enabled tools to enhance efficiency and streamline the review process
Moody's Investors Service
Associate
August 2019 - October 2021
STRUCTURED FINANCE GROUP
-Responsible for creating Covered Bond's performance overview (quarterly) reports for the EMEA region.
-Providing support to for producing RMBS/ABS pre-sale and new issuance reports for the EMEA region.
-Developing VBA-enabled tools for various projects to streamline the review process.
ICICI BANK LTD, INDIA
Credit Manager (Mortgage Loan Credit)
June 2018 - July 2019
Appraised and underwrote mortgage loan applications for various mortgage products, ensuring compliance with credit policies
Assessed financial statements and data to analyse risk levels and support informed credit decisions
Collaborated with legal, technical & risk containment teams to maintain portfolio quality and mitigate potential risks
ICICI Bank Ltd
Credit Manager
June 2018 - July 2019
Appraise/underwrite the loan for various retail asset products within time bound schedule.
-Analyze data and Financial statements to determine the degree of risk involved in extending credit.
-Evaluate customer records and generate financial ratios to evaluate applicant's credibility and repayment capacity.
-Collaboration with other functionaries of bank (Legal, Technical, FI and Risk containment Unit Agency) to ensure seamless credit delivery.
-Disbursed credit of INR 2,243.6 million during my stint as credit manager.
Certificates & Badges
No certificates or badges added
Projects
No projects added
Languages
English
Hindi
Skills
SQL
Python
Risk Assessment
Structured Finance
R Statistical Programming
Excel Expert
Programming in VBA
Fixed Income
Mortgage Underwriting
Valuation