Esmie Abaaluk
Mathematical Economics at Strathmore University
Ghana
Hi, I'm Esmie Abaaluk!
Business and Credit Coordinator at SellCash Microfinance Limited
I am a quantitatively trained professional with an MSc in Mathematical Finance and Risk Analytics and a BSc in Actuarial Science and Mathematics, bringing a strong foundation in statistical modelling, machine learning, and applied data analysis. My work spans insurance analytics, credit risk, financial data science, and sustainability, giving me the flexibility to contribute meaningfully across a range of industry settings. I have hands-on experience building and validating predictive models from logistic regression and ensemble methods to SHAP explainability, as well as a practical track record in credit assessment, loan portfolio management, and insurance claims operations. I work confidently in R and Python across the full analytics pipeline: data preparation, modelling, and visualization. I am comfortable working with structured financial data, designing risk frameworks, and communicating analytical findings. I bring intellectual rigour, adaptability, and a genuine commitment to doing work that is both technically sound and practically useful.
Experience
SellCash Microfinance Limited
Business and Credit Coordinator
February 2024 - May 2024
Managed and monitored client loan portfolios, ensuring timely disbursements and repayments.
Performed detailed credit assessments and loan evaluations, contributing to a measurable decline in default rates.
Streamlined loan processing and approval workflows by collaborating with cross-functional teams.
Developed and implemented debt recovery strategies, improving recovery performance on delinquent accounts.
Used financial tools to track, analyze, and report credit performance metrics while ensuring regulatory compliance.
SellCash Microfinance Limited
Business and Credit Coordinator
February 2024 - May 2024
Managed and monitored client loan portfolios, ensuring timely disbursements and repayments.
Performed detailed credit assessments and loan evaluations, contributing to a measurable decline in default rates.
Streamlined loan processing and approval workflows by collaborating with cross-functional teams.
Developed and implemented debt recovery strategies, improving recovery performance on delinquent accounts.
Used financial tools to track, analyze, and report credit performance metrics while ensuring regulatory compliance.
Department of Mathematics, University of Ghana
Teaching Assistant
November 2023 - August 2024
Tutored undergraduate courses such as General Mathematics, Complex Analysis, Calculus, Fourier Series and Fourier Transforms, Algebra and Trigonometry, Introductory Probability, and Elementary Statistical Methods.
Prepared and graded homework and interim assessment, and facilitated tutorial sessions for students.
Guided students to use LaTeX software for their project, report, and presentation slides.
Invigilated tests and quizzes, interim assessments, and university examinations.
Allianz Insurance Ghana
Claim DepartIntern
November 2022 - January 2023
Assisted in preparing daily reports for the Quality Assurance Officer.
Participated in a claims activation program.
Drafted memos for injury and death claims.
Supported accident vehicle surveys following claims.
Analyzed receipts and inflated repair receipts from workshops.
Allianz Insurance Ghana
Claim DepartIntern
November 2022 - January 2023
Assisted in preparing daily reports for the Quality Assurance Officer.
Participated in a claims activation program.
Drafted memos for injury and death claims.
Supported accident vehicle surveys following claims.
Analyzed receipts and inflated repair receipts from workshops.
Bolloré Transport and Logistics
Junior Cost Controller
June 2021 - August 2021
Supported the Financial Controller in preparing monthly and quarterly financial statements.
Assisted in budgeting, financial forecasting, and cash flow planning.
Verified purchase invoices and validated company orders.
Handled other tasks as assigned by supervisors.
Bolloré Transport and Logistics
Junior Cost Controller
June 2021 - August 2021
Supported the Financial Controller in preparing monthly and quarterly financial statements.
Assisted in budgeting, financial forecasting, and cash flow planning.
Verified purchase invoices and validated company orders.
Handled other tasks as assigned by supervisors.
Certificates & Badges
No certificates or badges added
Projects
No projects added
Languages
English
Native
French
Intermediate
Swahili
Intermediate
Skills
Team Building
Excel
Python
Presentation Skills
Microsoft Power BI
Microsoft PowerPoint
Statistical Models in R
GIS