Eliana Kariuki

Evaluating the creditworthiness of potential and existing clients by performing in-depth analysis of financial statements and cash flow patterns.

Developing and applying credit scoring models to determine risk levels and provide data-backed recommendations for credit approvals.

Monitoring the performance of the loan portfolio to identify emerging risks and ensure early intervention for potential defaults.

Preparing comprehensive risk reports and memos for the credit committee to support strategic decision-making.

Ensuring full compliance with internal credit policies and external regulatory requirements to mitigate institutional risk.

Collaborating with the sales and finance teams to streamline the credit application process and improve the accuracy of risk assessments.