JOSHUA AKINOLA
Senior Loan Officer at AB Microfinance Bank, Nigeria
Applied Geography at University of Ibadan
Nigeria
Hi, I'm JOSHUA AKINOLA!
Senior Loan Officer at AB Microfinance Bank, Nigeria
Experienced professional with a strong focus on goals and self-motivation, possessing over 10 years of expertise in various areas including Micro and SME banking, product marketing, product management, market analysis and research, as well as the design and implementation of product marketing and awareness campaigns. Utilizes exceptional communication skills to drive sales and persuade both individual and corporate prospects to adopt ideas or make purchases. Demonstrates a proactive attitude, a collaborative approach, effective communication abilities, and a talent for establishing mutually beneficial relationships to contribute to organizational growth. Successfully leads and develops cross-functional teams to achieve high performance and ensure compliance within a heavily regulated industry.
Socials
No social links added
Experience
AB Microfinance Bank, Nigeria
Senior Loan Officer
October 2019 - Present
Led excellent customer care through consultation & financial services in a fast-paced, high-volume environment.
Exceed disbursement target on a monthly basis which contributed to my rapid growth from a Trainee to a Senior Credit Analyst within a short period.
Daily monitoring of loan performance for myself and my team members to ensure prompt repayment from the client.
Conducted in-depth market research and analysis to discover fresh markets, customers, growth areas and trends.
Initiated recovery process for difficult clients to ensure repayment which contributed to a drastic reduction in bad loan.
Coordinated team members and motivated them to achieve both short and long time goals.
Enhanced the Bank’s position in the finance sector across my area of coverage.
Handle customer complaints and take appropriate action to resolve them.
Saro Lifecare, Nigeria
Regional Sales Rep
September 2017 - September 2019
Sales of the company's product in the Ibadan territory and other southwestern states were successfully managed.
A route coverage plan, call concept, and frequency were developed for the sales team to optimize retail coverage.
Consultative selling skills were effectively utilized to identify opportunities, overcome objections, build relationships, and transform cold canvassing into sales.
Customer orders and deliveries were organized, and distributors were required to adhere to the brand product retail distribution standards.
Penetration discoveries about customers and shoppers, as well as understanding customer motivations, were generated to drive growth.
Efforts were made to enhance product brand visibility on shelf displays and adhere to other merchandising guidelines.
Key distributor activities, field sales force management, and training on sales drivers and best practices were undertaken to achieve sales objectives.
Daily sales reports were diligently prepared and promptly sent to supervisors/managers for review.
Trust Enterprise, Nigeria
Sales Representative
January 2006 - January 2013
Conduct in-depth market research and analysis to discover fresh markets, customers, growth areas and trends.
Identified and classified risks according to their risk levels, adhered to KYC compliance to minimize losses due to fraud and disappearance.
Engage customer profiling
Daily monitoring and initiating transportation of commodities to different out stations and customers
Education
Certificates & Badges
No certificates or badges added
Projects
No projects added
Languages
English
Skills
No skills added