Esther Ndeto

Built financial and administrative functions to oversee the set up and operations of the company in Kenya.
Managed KES 172M in annual budgets.
Facilitated executive decision-making by analyzing monthly balance sheets, income statements, and cash flow.
Maintained strong internal controls through employee expense tracking and review of financial documents.

Providing strategic financial leadership to steer company through growth and profitability.
Managing capital raising, investment strategies, cash flow optimization, financial planning and analysis, financial reporting, internal controls, and regulatory compliance.
Building the financial and administrative functions to oversee the set up and operations of the company in Kenya.
Boosting financial planning and forecasting efficiency by preparing monthly and year-end financial statements.
Enabling regulatory compliance through preparation of physical and digital records for annual audits.
Maintaining strong internal controls through employee expense tracking and review of financial documents.
Supporting due diligence in accessing funding from Financial Sector Deepening Investment by providing financial data and reviewing final agreement.
Preparing and disseminating capital deployment final documents such as bank loan agreements, shareholder agreements, and bank security documents.
Serving in the Remediation Committee charged with tracking portfolio performance and recommending actions for management, as well as in the local Credit Committee accountable for approving credit proposals.

Providing strategic financial leadership to steer company through growth and profitability by managing capital raising, investment strategies, cash flow optimization, financial planning and analysis, financial reporting, internal controls, and regulatory compliance for the Investment Fund that offers Kenya’s underserved SME sector an alternative to traditional lending.
Performance Highlights:
▪ Built the financial and administrative functions to oversee the setup and operations of the company in Kenya, establishing legal, tax, and financial reporting frameworks in partnership with Accounting, Legal, and Tax teams.
▪ Managing one staff and KES 172M in annual budgets; recruited and onboarded the company Accountant.
▪ Successfully raised £100,000 to support the training of SMEs, invested excess company funds in the money market to reduce monthly cash burn rate, and supported the financial close of £3M.
▪ Boosting financial planning and forecasting efficiency by preparing monthly and year-end financial statements for the holding company and subsidiary.
▪ Facilitating executive decision-making and planning capabilities by analyzing monthly balance sheets, income statements, and cash flow information to provide a summary of targets achieved and compare budgets vs actuals.
▪ Enabling regulatory compliance through preparation of physical and digital records for annual audits, processing
of annual returns, and updating changes in company directorship.
▪ Maintaining strong internal controls through employee expense tracking and review of financial documents.
▪ Supporting due diligence in accessing funding from Financial Sector Deepening Investment by providing financial data and reviewing final agreement.
▪ Preparing and disseminating capital deployment final documents such as bank loan agreements, shareholder agreements, and bank security documents.
▪ Supporting the Chief Finance Officer and Chief Investment officer by attending capital raising meetings and discussing regulatory changes that may impact the company.
▪ Serving in the Remediation Committee charged with tracking portfolio performance and recommending actions for management, as well as in the local Credit Committee accountable for approving credit proposals ranging between KES 1M and KES 100M.

Managing finance operations on a part-time basis for the non-profit company that provides Water Service Providers with access to capital market financing for their water and sanitation infrastructure needs - coordinating financial reporting to management and shareholders, regulatory and statutory compliance, and processing of payroll and accounts payables.
Performance Highlights:
▪ Overseeing KES 120,000 in annual budgets and managing KES 8M in monthly payments.
▪ Providing financial management support on project closeout for the Kenya Pooled Water Fund project, coordinating board meetings, and following up with Legal, Tax, and Company Secretary for final reports.
▪ Administering and processing payroll for five staff, and overseeing timely remittance of statutory deductions.
▪ Supporting the General Manager in preparing Board meetings and presentations, as well as mission schedules, and chairing the meetings in the GM’s absence.

Overseeing KES 120,000 in annual budgets and managing KES 8M in monthly payments.
Administered and processed payroll for five staff, and overseeing timely remittance of statutory deductions.

Managing finance operations for the non-profit company.
Coordinating financial reporting to management and shareholders, regulatory and statutory compliance, and processing of payroll and accounts payables.
Overseeing annual budgets and managing monthly payments.
Providing financial management support on project closeout.
Administering and processing payroll.
Supporting the General Manager in preparing Board meetings and presentations.
Chairing board meetings in the GM's absence.

Provided financial oversight of KES 500M in annual budgets.
Maintained robust accounting controls for treasury management and payment processes.
Broadened competence levels of staff by training accountants in Zambia and Tanzania.

Led and executed accounting functions including financial reporting, treasury management, tax and regulatory reporting.
Provided financial oversight and managed one staff.
Enhanced executive decision-making capability by managing the budgeting process and preparing financial reports.
Improved accountability with thorough audits of financial reports.
Maintained robust accounting controls for treasury management and payment processes.
Directed regulatory compliance through oversight on timely statutory payments submission.
Supported the Tanzanian and Zambian offices through annual audits and annual consolidation packs.
Broadened competence levels of staff by training accountants in Zambia and Tanzania.
Maintained accounting practices current through regulatory monitoring.

Led and executed accounting functions including financial reporting, treasury management, tax and regulatory reporting for two companies in Kenya, and supported financial reporting and staff training in Tanzania and Zambia for the provider of specialized financial solutions (investment loans, short-term loans, financial lease, and operating lease).
Performance Highlights:
▪ Provided financial oversight of KES 500M in annual budgets and managed one staff.
▪ Enhanced executive decision-making capability by managing the budgeting process, preparing financial reports for presentation to the Board of Directors, and cash flow reports for submission to potential capital funders.
▪ Improved accountability with thorough audits of financial reports and ensured integrity of data presented by the IT system to eliminate inconsistencies in reporting.
▪ Maintained robust accounting controls for treasury management and payment processes and performed financial
reporting to the Finance Manager and Managing Director.
▪ Directed regulatory compliance through oversight on timely statutory payments submission, and preparation of annual audits; supported the Tanzanian and Zambian offices through annual audits and annual consolidation
packs.
▪ Broadened competence levels of staff by training accountants in Zambia and Tanzania.
▪ Maintained accounting practices current through regulatory monitoring, identifying and notifying management of a possible impact on thin-capitalization to pave way for lobbying.

Accelerated cost optimization initiatives through management of a fleet of 21 trucks and 10 company cars.
Handled payroll processing for 350 organizational staff.
Provided insights into the financial health of a subsidiary through financial reporting.

Executed payroll administration and tax compliance functions.
Coordinated payroll processing and maintained accurate information in the payroll system.
Handled payroll processing for organizational staff.
Provided insights into the financial health of a subsidiary through financial reporting.
Deputized the Finance Director in the absence of the Finance Manager and Management Accountant.

Performed audit assignments for second-hand car dealers, furniture sellers, and construction companies.
Developed audit plans and performed analytical review of financials and reported accounts.

Developed audit plans and performed audit assignments.
Performed analytical review of financials and reported accounts.
Identified risks and outlined recommendations to improve internal controls.
Tightened clients’ compliance frameworks by filing annual tax returns and preparing book of accounts.