Jemima Ayayee

Established the Risk and Compliance Unit from inception.
Eliminated regulatory fines, achieving zero penalties since 2022.
Independently managed the company's risk management and compliance function.
Developed and implemented the enterprise risk management framework.
Coordinated corporate risk and control self-assessment exercises.
Conducted compliance reviews, spot checks, and risk assessments.
Provided risk assessment and transaction review support.
Liaised with the Finance Department for internal compliance reviews.
Monitored and analyzed financial transactions for unusual activity.
Delivered AML and compliance training to staff.

1. Established the Risk and Compliance Unit from inception.
2. Eliminated regulatory fines, achieving zero penalties since 2022 compared to an annual average of GHS 50,000 before the role.
   Responsibilities
   • Independently managed the company’s risk management and compliance function, ensuring full adherence to regulatory and internal policy requirements.
   • Developed and implemented the enterprise risk management framework, including risk identification, assessment, mitigation, and reporting processes.
   • Coordinated corporate risk and control self-assessment exercises and supported the development and review of risk and compliance policies.
   • Conducted compliance reviews, spot checks, and risk assessments, and monitored remediation of identified issues.
   • Provided risk assessment and transaction review support to Underwriting, Claims, and Reinsurance units.
   • Liaised with the Finance Department to conduct internal compliance reviews and monitor regulatory reporting obligations.
   • Monitored and analyzed financial transactions to detect unusual or suspicious activity and escalated findings in line with Anti-Money Laundering (AML) regulations.
   • Delivered AML and compliance training to staff to strengthen awareness and regulatory adherence.

Collaborated with departmental heads to assess risks.
Conducted quarterly enterprise risk assessments.
Developed risk scenarios and models.
Reviewed effectiveness of existing risk controls.

Served as the primary contact for bancassurance operations.
Assessed and underwrote insurance requests.
Processed insurance policies, commissions, and premium refunds.
Reviewed insurance claims and communicated outcomes.
Supported development of a customized SME insurance product.
Conducted market intelligence and competitor analysis.

Reviewed and processed insurance applications.
Analyzed underwriting data to identify risk patterns.
Maintained accurate underwriting records.