Femi darabidan

Created Vale Finance as a Subsidiary company, a CBN licensed Finance Company
Created Risk Management Framework
Ensured Operational efficiency and profitability for the Company
Grew and managed Client Portfolio for revenue assurance and Credit Risk associated
Managed the Project initiation, Execution, and Management of the IT Development Team for the FINTECH Digital Banking Platform – VALE App (formerly FUNDBAE App, available on Google Playstore)
Product Development for VALE App (formerly FUNDBAE) Digital Banking Platform
Management of the VALE App (formerly FUNDBAE) Product Launch and Market Entry Campaign
Collaborated with key participants to work on the budget.
Spearheading strategies to steer the company’s future in a positive direction.
Drove the company’s operating capabilities to surpass customer satisfaction and retention, and company goals.
Controlled company costs and introduced tactical initiatives to address fraud and other losses.
Monitored invoices, money-handling procedures, accounting, and bank processes.
Prepared timely and accurate financial performance reports.
Oversee marketing initiatives and implemented better business practices.
Delegated responsibilities to ensure staff members grow as capable participants.
Collaborate with the executive team to create and oversee Budgeting &Strategy Implementation across all the teams and units in the organization.
Oversee strategic business operations units to ensure the business is running effectively and optimally.
Manage the Human Resources teams to ensure best practices in Employee Engagement, Relations, Motivation, and Performance Appraisal and their impact on lower management teams.
Oversee the Product Development Team to ensure feedback from internal & external stakeholders is considered and possible iterations are implemented in a timely manner to meet market demands.
Leading B2B Funding, Merchant Partnerships, and Engagements across all verticals.
Developing and implementing Executive Management Initiatives and Special Projects.
Managed and coordinated the Growth Team to deliver on their Job Descriptions and KPIs to meet the organisation’s strategic objectives.

General Management and Supervision of Banking Operations
Coordinated activities to achieve the Bank’s Strategy and Goals
Ensured the Bank’s Compliance with the regulatory framework and provisions of the CBN
Performed Credit reviews and approval.
Conducted portfolio management of the bank’s financial and non- financial assets
Supervised Credit monitoring and loan recovery
Client acquisition, management, and retention
Financial Planning and strategy
Loan Reconciliation and Collections management
Project implementation and Management – BankOne Integration and Implementation, Mobile App and Internet Banking Development, REMITA and NIBSS Integration
Ensured efficiency is achieved across all the business units

Conducted Business Feasibility and profitability activities
Supervised the development of business domains, implementation and integration of the core application, and onboarding of BANKONE and CRC (Credit Bureau) Platforms.
Supervised Business Expansion and Management
Managed Administrative and Human Resources activities.
Performed Credit Analysis and Reviews
Performed Credit monitoring and Loan recovery – maintaining an NPL ratio of less than 5%.
Participated in Client acquisition, management, and retention.
Oversee Financial Planning and Business Strategy
Conducted Loan restructuring and Recovery.
Supervised Sales and Marketing Activities
Managed the overall Operations Management for the business.
Oversee Loan Reconciliation and Collections management.
Implemented and managed business projects such as BankOne Integration and Implementation, Mobile App, and Internet Banking Development
Developed and coordinated Business Plans and Operating Strategies
Coordinated and supervised the Information Technology Teams for systems software backend developments.
Pursued regulatory approvals and licenses at the Central Bank of Nigeria
Identified Business market and operational needs and requirements.
Identified and coordinated negotiations with Financial Technology vendors for solutions and infrastructure to drive market penetration and sustainability i.e., Nigerian Interbank Settlement Systems Company (NIBSS), REMITA, BANKONE, LEND BY CREDITCLAN, CHAMSSWITCH
Financial Products Development
Oversee Human Resource Management
Developed Operational Manuals and Policies
Budgeting and Implementation of Financial Strategies for the group

Carried out New Business Development activities
Maintained Customer Relationships and retention
Carried out Credit Request Analysis and preparation of Business Case
Conducted Credit monitoring and collection activities

Carried out New Business Development activities
Maintained Customer Relationships and retention
Carried out Credit Request Analysis and preparation of Business Case
Conducted Credit monitoring and collection activities

Performed Key Account Relationship Management i.e., Oando Supply and Trading Limited, Oando Marketing Limited (now Enzo Limited), African Petroleum Limited (now Forte Oil), etc.
Handled Customer Credit Request Analysis and developed Business Cases
Managed Business and Credit Analysis for key clients
Monitored Distributorship Finance Scheme for Downstream Oil Marketers i.e., Oando DODO
Managed Loans & Credit Utilization for the bank
Participated in Revenue Collections Management at Acorn Petroleum Tank Farm Apapa
Conducted weekly and monthly reviews on the Oil and Gas Market-industry for the Business Unit