Prince John Korley
Credit Analyst en Absa Bank Ghana LTD
Kwame Nkrumah University of Science and Technology
Ghana
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Credit Analyst en Absa Bank Ghana LTD
Detail-oriented and analytical Credit Analyst with extensive experience in evaluating the creditworthiness of individuals and businesses. Proficient in conducting comprehensive financial analyses, assessing credit risk, and preparing detailed credit reports. Skilled in identifying potential risks and recommending appropriate loan structures while ensuring compliance with regulatory requirements. Strong communicator with the ability to collaborate effectively with clients and financial professionals. Demonstrated ability to balance risk management with business development, contributing to the stability and growth of the lending portfolio.
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Experiencia
Absa Bank Ghana LTD
Credit Analyst
April 2020 - Presente
Conducted in-depth analysis of financial statements to evaluate the financial health of borrowers.
Assessed credit applications and determined the risk profile of potential borrowers based on credit history and repayment capacity.
Prepared detailed credit reports and summaries for retail credit risk, presenting findings, and making recommendations on credit approval.
Recommended appropriate loan structures, ensuring compliance with internal policies and regulatory requirements.
Maintained accurate and comprehensive records of credit assessments and decisions.
Absa Bank Ghana LTD
Management Information Officer
January 2018 - March 2020
Analyzed and circulated daily loan disbursement reports to management and sales teams, enhancing transparency and decision-making.
Collected, collated, and circulated credit card reports, improving credit card portfolio monitoring.
Collated and circulated monthly productivity reports, identifying areas for performance improvement.
Prepared monthly Product Quality reports, contributing to product enhancement strategies.
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