Naomi Atera

Performing detailed financial analysis of insurance products, including valuation and risk assessment to support decision-making processes.
Contributed to the implementation of IFRS 17, ensuring compliance with new standards.
Conducting extensive research and advising management on industry innovations and best practices to enhance business operations and product offerings.
Developing and maintaining comprehensive actuarial reports on business historical performance, presenting data-driven insights and actionable recommendations to senior management.
Performing detailed data quality analysis, identifying gaps in databases and proposing effective remediation measures to enhance data accuracy.
Led product development initiatives, preparing detailed business cases for internal and external stakeholders, aligning product design with market needs.
Performing granular loss experience analysis, generating insightful management reports with recommended actions to optimize risk management strategies.
Automating reserving models using programming tools (R, Python, Basys); increasing operational efficiency and accuracy in reserving processes.
Conducted reserve adequacy investigations and provided expert guidance on optimizing reinsurance arrangements, ensuring alignment with business risk exposure.
Provided ad-hoc analytical support for the actuarial department as directed by the team lead, delivering timely and impactful insights for decision-making.

Responsible for monitoring, analyzing and reporting on insurance contract liabilities, pricing of products and their approval, risk-based capital modelling and compliance with various regulations and requirements and adoption and full implementation of IFRS 17.

Assisted in the development of actuarial models for valuation and risk assessment, enhancing accuracy in financial reporting.
Managed data collection and analysis for insurance and retirement schemes, ensuring compliance with industry standards.
Supported the actuarial team in documenting processes and maintaining records, contributing to regulatory compliance.
Conducted research on emerging actuarial trends and presented findings to senior management, driving improvements in actuarial practices.